Agent Payment Screening Checklist
The screening checklist for every payment-capable agent.
How to use
How to use: complete before any agent with payment capability goes to production.
Counterparty screening
- Screen every destination wallet before signing
- Screen beneficiary names for SDN matches
- Check jurisdiction restrictions (16 embargoed jurisdictions)
- Apply the 50-percent rule to corporate counterparties
Agent controls
- Agent cannot bypass the screen (no override paths)
- Screen result blocks the payment — not just logs it
- Latency budget: under 100 ms per check
Audit
- Log every decision: wallet, name, status, list version, time
- Retain logs for the enforcement window
- Weekly review of blocked and flagged results
Why this exists
One missed wallet is a $356,000 starting point. The checklist is the difference between a policy and a pipeline.