OFAC Enterprise Compliance Guide Part 1
What enterprise teams need to know about OFAC screening when they deploy AI agents that make payments.
TL;DR
TL;DR: Enterprises running paying agents should screen every counterparty before payment and keep an audit trail. A self-hostable, MIT-licensed screening API covers 16 jurisdictions and includes a $10K legal-fee guarantee on paid plans.
Why enterprises need screening at scale
An enterprise may run many agents that pay suppliers, contractors, or services. Each payment carries OFAC strict liability risk: intent is not required, and civil penalties start at $356,000 per violation. Screening must run on every transaction, not just a sample.
What the API provides
The screening API checks counterparties against 947 OFAC-listed crypto wallets and 19,218 SDN names across 16 jurisdictions, synced hourly. It is MIT-licensed and self-hostable, so a team can run it inside its own infrastructure. Paid plans include a $10K legal-fee guarantee.
Deployment considerations
- Run checks at Dev $19/mo or Pro $99/mo tiers for higher volumes.
- Keep STAMP records from the 4-Gate protocol for audit.
- Self-host to satisfy data residency requirements.