Glossary

What is Know Your Agent (KYA)?

Verifying the identity and behavior of AI agents that transact.

Definition

Know Your Agent extends KYC principles from humans to agents: verify who built it, what it can do, what it has done.

Regulatory context

Regulators are signaling that agent operators will bear responsibility for their agents' actions.

Who it affects

Financial institutions, payment rails, agent platforms, and compliance teams are all developing KYA frameworks.

Relevance to AI agents

KYA means identity verification of the deploying party, behavior monitoring of the agent, and sanctions screening of every transaction.

agentmail coverage

agentmail covers the sanctions screening leg of KYA.

FAQ

1. Is Know Your Agent a legal requirement?

Not yet codified, but regulators including the UK FCA and US Treasury have indicated operators will be held responsible.

2. What is the difference between KYC and KYA?

KYC verifies a human. KYA extends the same logic to AI agents.

3. How does OFAC compliance fit into KYA?

Sanctions screening verifies both parties in an agent transaction are not SDN-listed.

Add OFAC screening to your agents

Free tier: 5 checks/day, no API key. Scale from $19/mo.

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